Billing and Insurance

Are we on your insurance plan?

We participate with many different insurance plans and will file for reimbursement. It is your responsibility to know the details of your health insurance plan with regard to referrals, co-payments and percentage of coverage.

We require your co-payment at the time of the visit. In addition to cash and checks, we also accept VISA and MasterCard. Please call our billing/insurance department at (716) 675-5222 if you have questions about your insurance. We have in house full-time billing/insurance/financial representatives to answer your questions, determine which services your insurance covers and coordinate your benefits with your insurance company.

Billing for Laboratory Procedures

All laboratory procedures are billed separately from your office visit by the establishment that provided the service. If you still have a question and need additional help, please do not hesitate to call our office.

If you receive a bill from one of the reference labs, please call the listed number for questions. Their phone numbers for your reference are:

Quest: 1-800-326-4756

Genzyme 1-800-326-7002 (Genetic testing only)

Decoding Your Coverage

Deductibles are paid out of pocket each year before insurance kicks in. Each family member usually has a separate deductible. Some of these plans include High Deductibles or Medical Savings Accounts.  Co Payments are flat fees charged each time you visit the doctor or use any medical service, regardless of the cost of the procedure.  Coinsurance requires you to pay a percentage of the total cost of the care. Many plans require either co-insurance or co-pay but some charge both.  Maximum out of pocket expense is the most you’ll have to spend before all of your medical bills are covered.

Insurance Plans

We participate with the following insurance plans (check with us regarding your coverage if your insurance is not listed, changes may have applied):

IHA–all lines of business
Blue Cross of WNY–all lines of business
Univera–all lines of business
Medicare Part B
Railroad Medicare
NYS Medicaid (Established patients only)
FidelisCare NY
Aetna–Magnacare coverage only
CIGNA
PHCS/Multiplan (Beechstreet, United Healthcare, UMR, POMCO, Consolidated Health, etc)
United Healthcare/Empire Plan
NOVA
Meritain
MVP
Tricare
GHI

West Seneca Location

3050 Orchard Park Rd
West Seneca, NY 14224

Lancaster Location

4845 Transit Rd
Depew, NY 14043




"OB.GYN Associates does not discriminate against patients based on race, ethnicity, national origin, religion, sex, age, mental or physical disability or medical condition, sexual orientation, claims experience, medical history, evidence of insurability including conditions arising out of acts of domestic violence, disability, genetic information or source of payment.”